Sakkho » Profile » Legal » Privacy Policy


Privacy Policy

How we will handle your information is outlined in our Privacy Policy.


1. Payment and Disclaimer
2. Security of Information
3. Information Collected
4. Information we disclose
5. Confidentiality and Security
6. Cookies
7. Online Shopping
8. How we Handle Email
9. Disclosure of Information
10. Acceptance and Changes
11. Electronic Communications
12. Risk of Loss
13. Limitation of Liability
14. Applicable Law
15. Disputes
16. Modification and Severability
17. Children’s Privacy




1. Secure Payment Facilities Disclaimer and Privacy Policy

About This Security and Privacy Statement

This Security and Privacy Statement applies to this Web Site which is operated by Sakkho under the domain name "", ("Sakkho Web Site"). Other websites own by Sakkho that are redirected to this website are also covered under this same Privacy Statement. The Sakkho Web Site is operated on behalf of Sakkho and its related partners, known as the "Group". The information described in this Security and Privacy Statement may be shared between members of the Group.

This Security and Privacy Statement may also apply to services offered by Sakkho on Web Sites hosted by third parties. If so, express reference to this Security and Privacy Statement will be made on those Web Sites.

Sakkho understands and appreciates that you, as a Sakkho Web Site visitor, are concerned about your privacy and about the confidentiality and security of information we may gain about you online. Sakkho is committed to protecting your privacy. This Sakkho Security and Privacy Statement explain how your personal information will be treated as you access and interact with the Sakkho Web Site.

As the Sakkho Web Site develops and as technology evolves, Sakkho will continue to strive to provide you with better and more customized services and with a more effective Web Site. Sakkho encourages you to review the Security and Privacy Statement periodically because the Security and Privacy Statement may change from time to time without prior notice.

Sakkho has a Sakkho Privacy Policy, which explains how Sakkho generally protects your privacy and confidentiality. The principles set out in this Sakkho Privacy Policy also apply to Sakkho Web Sites.

In addition to the provisions of this Security and Privacy Statement, there may also be specific and additional privacy provisions which apply to certain sections of the Sakkho Web Site. Because those specific and additional provisions also relate to your privacy protection, you should review them wherever they are accessible by you on the Sakkho Web Site. In the event of any inconsistency between the provisions of this Security and Privacy Statement and those other specific and additional provisions, the specific and additional provisions will prevail.




2. Security of Information

Sakkho takes reasonable steps to preserve the security of cookie and personal information in accordance with the Sakkho Web Site Terms of Use and this Security and Privacy Statement. If your browser is suitably configured, it will advise you whether the information you are sending us will be secure (encrypted) or not secure (unencrypted). Sakkho currently does not uses SSL encryption.

Sakkho regularly reviews developments in security and encryption technologies. Unfortunately, no data transmission over the Internet can be guaranteed as totally secure. Accordingly, although Sakkho strives to protect such information, Sakkho cannot ensure or warrant the security of any information you transmit to us or from our on-line products or services and you do so at your own risk. Once we receive your transmission, we take reasonable steps to preserve the security of the information in our own systems.




3. Information Collected

The information that we will collect about you will depend on how you use the facilities offered by the Sakkho Web Site.

If you visit an unsecured area of the Sakkho Web Site (that is, an area where you are not required to log on) to read, browse or download information, our system will record the date and time of your visit to our site, the pages viewed and any information downloaded. However, our systems will not record any personally identifiable information.

Sakkho Web Site may offer a number of interactive facilities such as on-line application forms and shopping facilities.

If you decide to complete an on-line application form, the information that you enter into the on-line form will only be collected by us if you submit your on-line application. If at any stage you cancel your application or log out prior to submitting your application, the information you have entered up to that point will be automatically deleted. If you suspend or save your application, for example, because you wish to complete it at another time, the information that you have entered will be retained in our systems so that you may recover the information when you resume your application. You may only recover this information within the time specified by the system. After this time, the information is deleted. Online applications that have been suspended or saved will not be viewed by us and are not processed by us.

Sakkho Web Site may also contain links to the Web Sites of third party providers of goods and services ("Third Party Web Sites"). If you have accessed Third Party Web Sites through the Sakkho Web Site and if those third parties collect information about you, Sakkho may also collect or have access to that information as part of our arrangements with those third parties.

Where you access a Third Party Web Site from the Sakkho Web Site, cookie information, information about your preferences or other information you have provided about yourself may be shared between us and the third party. You cannot usually be identified from the information that is shared; if you can be identified from this information, we will seek your consent before sharing such information.

Third Party Web Sites should contain their own privacy statements and those third parties are responsible for their own privacy practices.




4. Information We Disclose

By using the website, you agree that we may disclose the Information we collect in the paragraphs titled, "INFORMATION WE COLLECT" and "INTERNET TECHNOLOGY" to our affiliates and to unaffiliated third parties as described below.

We may disclose Information about current and former consumers and customers to the following types of third parties:

1. Financial service providers such as the bank Sakkho uses, credit card companies
2. Transport or Freight Companies
3. Product installation or product service companies
4. Government agencies; and
5. As permitted or required by law.

We may also disclose Information to companies that perform marketing services for us or other financial institutions with whom we have joint marketing arrangements.




5. Confidentiality and Security

We endeavor to maintain physical, electronic and procedural safeguards to guard your Information. We also endeavor to restrict Information access to our employees, agents, and representatives that need to know it. Despite our efforts, and as you probably know, third parties may unlawfully intercept or access your transmissions to us or may wrongly instruct you to disclose Information to them while posing as Sakkho. In any doubt, prior to responding to such request, directly contact Sakkho to check.




6. Cookies

We use "cookies" as a fundamental part of our interaction with your Internet browser. The purpose is to provide you with better and more customized service and with a more effective Web Site. A "cookie" is a small text file placed on your computer by our web page server. A cookie can later be retrieved by our web page servers. Cookies are frequently used on Web Sites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your browser.

Sakkho uses cookies for two different purposes. We allocate a cookie to each Internet browser that visits the Sakkho Web Site. This cookie does not allow us to collect personally identifiable information about you. We use this cookie: to determine if you have previously visited the Sakkho Web Site; to identify pages you have accessed and Third Party Web Sites you have accessed; and for security purposes.

Most of the Sakkho Web Site operates by using this type of cookie.

Accordingly, if you wish to make full use of the Sakkho Web Site, it is required that you accept cookies.

Sakkho also uses cookies for secure services (that is, an area where you are required to log on) on the Sakkho Web Site. These cookies are used for a variety of purposes, including for security and personalisation reasons. If your browser is configured to reject all cookies you will be unable to use secure services provided on the Sakkho Web Site that requires cookies in order to participate. Those services include but are not limited to online shopping, personalized pricing, online payment, email.




7. Online Shopping

You may still be able to use some information-only pages even if you do not accept cookies.




8. How we Handle Email

We will preserve the content of any e-mail that you send us if we believe that we have a legal requirement to do so. Your e-mail message content may be monitored by our Sakkho employees for security issues including where e-mail abuse is suspected; our response to you may be monitored for quality assurance issues. All abusive emails, cyber bullying, threats will be reported to appropriate governmental agencies.




9. Use and Disclosure of Information

We will only use or disclose personal information or information generated by cookies in accordance with the Sakkho Privacy Policy, specific and additional provisions relating to privacy which apply to certain areas of the Sakkho Web Site and as otherwise set out in this Security and Privacy Statement.




10. Acceptance and Changes to Security and Privacy Statement

You acknowledge and accept that your use of the Sakkho Web Site indicates your acceptance of the Sakkho Web Site Terms of Use and the Security and Privacy Statement.

This is the current Security and Privacy Statement. It replaces any other Security and Privacy Statement for the Sakkho Web Site published on the Sakkho Web Site to date.

Sakkho may at any time vary the Security and Privacy Statement by publishing the varied Security and Privacy Statement on the Sakkho Web Site. You accept that by doing this, Sakkho has provided you with sufficient notice of the variation.




11. Electronic Communications

When you visit or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.




12. Risk of Loss

While Sakkho will ensure all reasonable steps will be taken to protect your privacy when handling your information, by continuing to use our site, you understand that legitimate third parties such as Government Agencies may have laws in place allowing them "unrequested access" (with or without our knowledge) to your private information available we hold; equally, unauthorized third parties may attempt or succeed to obtain your private details without consent in which case, such "illegal" actions will be referred to competent authorities.




13. Disclaimer of Warranties and Limitation of Liability

This site is provided by SAKKHO on an "AS-IS" and "AS-AVAILABLE" basis. Sakkho makes no representation or warranties of any kind, express or implied as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

To the full extent permissible by applicable Laws, Sakkho disclaims all warranties, expressed or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. Sakkho does not warrant that this site, its servers, or e-mails sent from Sakkho are free of viruses or other harmful components. Sakkho will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.




14. Applicable Law

By visiting the Sakkho website, you agree that the laws of Australia, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Sakkho or its affiliates.

By agreeing to register with Sakkho website or submitting any information to us, you confirm that you know and other Sakkho own website redirected to are websites operated by sakkho in Australia, and you consent to the transfer of your personal data to Australia, where your personal data will be subject to Australian law and where the level of data protection can be different compared to your country. You also agree to the sakkho Terms of Use and this Privacy Policy which describe how your personal data will be used.




15. Disputes

Any dispute relating in any way to your visit to Sakkho website or to products you purchase through this website shall be submitted to confidential arbitration in Melbourne, Australia, except that, to the extent you have in any manner violated or threatened to violate Sakkho intellectual property rights, Sakkho may seek injunctive or other appropriate relief in any state or federal court of Australia or on the territory, country the violation or threat to violate arose according to the country's applicable Laws, and you consent to exclusive jurisdiction and venue of such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the Australian Law. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.




16. Site Policies, Modification, and Severability

Please review our other policies such as Terms & Conditions of Sale posted on this site. These policies also govern your visit to Sakkho website or any other third parties site used by Sakkho to advertise its products or services. We reserve the right to make changes to our site, policies, and these Terms of Use at any time. If any of these terms shall be deemed invalid, void, or for any reason unenforceable, that term shall be deemed severable and shall not affect the validity and enforceability of any remaining terms.




17. Children’s Privacy

Our Website is not directed at children under the age of 13. Sakkho does not knowingly collect or maintain Information at our Web site from those we actually know are under the age of 13. And unless Sakkho is aware of it, any credit cards or payment details will only be accepted only from people of 18 years of age and above.